Tuesday, August 16, 2022It's easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it's a rote statement that comes every month that you likely don't even look at. But there's danger in doing taking this approach because a policy was never meant to be a static document. READ MORE >>
Tuesday, June 21, 2022Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>
Monday, March 14, 2022Homeowners insurance is among the most essential forms of insurance coverage to have. Policies cover costs related to the damage to the structure of your home or your personal belongings inside your home and can be extremely valuable. READ MORE >>
Wednesday, February 16, 2022Typically, homeowners and high-value homeowners insurance policies provide coverage for lost or stolen items up to the policy limits. However, valuable items, such as antiques, jewelry or other treasured possessions, may exceed the limits of these policies and require additional coverage for you to have sufficient protection. READ MORE >>
Thursday, January 20, 2022People buy homeowners insurance for the protection it provides their belongings. However, under standard homeowners policies, there will be limits to how much compensation you might receive for a claim. When it comes to high-value or collectible items, you might face a significant deficit. READ MORE >>
Tuesday, November 30, 2021If you own an expensive, luxurious or upscale home, chances are you will need high-value home insurance. The right plan can help ensure your house and personal property are sufficiently protected with its expanded coverage limits. If you have a high-value home, contact the agents at Ifft & Palmer Associates LLC to find the plan that will best protect your investment. READ MORE >>
Tuesday, April 27, 2021Buying a home means making a big financial investment. As a result, you’ll likely be required by your mortgage lender (if you financed the home) to purchase homeowners insurance. However, regardless of any requirements, you should never consider this benefit optional. READ MORE >>
Friday, February 26, 2021 Any home is vulnerable to fire risks, both from internal and external hazards. Still, if you live in a high-value home or one that qualifies as a luxury property, your financial challenges from any issue is likely to be significant (no matter how much money you have in the bank). READ MORE >>
Wednesday, December 30, 2020 When you buy a home, you will be well aware of precisely how much money you have invested in the property. That is why it is not only important to carry the appropriate homeowners insurance, but also to protect the value of your property as best you can. Your property’s value is more than just the price you paid for the home. READ MORE >>
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