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Ifft & Palmer Associates, LLC Blog

View the latest blog posts from Ifft & Palmer Associates, LLC.

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Tuesday, August 16, 2022

3 Reasons to Review Your Home Insurance Today

It's easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it's a rote statement that comes every month that you likely don't even look at. But there's danger in doing taking this approach because a policy was never meant to be a static document. READ MORE >>

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Monday, July 25, 2022

3 Key Steps to Reduce Vulnerability to Theft and Reduce Business Insurance Claims

Most businesses are at risk of theft. Customers, employees and third parties could put your company at risk. In fact, Forbes reports that retailers in the United States face $60 billion a year worth of loss.     Even service businesses face theft risks. Most of the time, business insurance is very affordable. READ MORE >>

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Tuesday, June 21, 2022

It Pays to Understand Your Homeowners Insurance Premium

Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>

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Wednesday, May 11, 2022

Small Businesses Need General Liability Insurance

No two small businesses are exactly alike, but they each face the ongoing risk that they might inadvertently cause a problem for one of their clients. When this occurs, it is the business’s responsibility to assist the affected party. Indeed, they usually have a legal obligation to do so.  READ MORE >>

Tuesday, May 10, 2022

Do you have enough liability protection?

A recent jury decision resulted in awarding $19 million in damages to a man left paralyzed from a swimming pool accident. Access the article from TRIBLive here: Westmoreland jury awards $19M to swimming pool injury victim READ MORE >>

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Tuesday, April 19, 2022

Personal Risk Management

No one likes to think about incidents that result in injuries or property damage, but they can happen. Personal risk management strategies may help you mitigate the associated risks.  One effective risk management technique is securing appropriate insurance coverage. READ MORE >>

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Monday, March 14, 2022

Understanding the Cost and Value of Homeowners Insurance

Homeowners insurance is among the most essential forms of insurance coverage to have. Policies  cover costs related to the damage to the structure of your home or your personal belongings inside your home and can be extremely valuable. READ MORE >>

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Wednesday, February 16, 2022

Insuring Valuables

Typically, homeowners and high-value homeowners insurance policies provide coverage for lost or stolen items up to the policy limits. However, valuable items, such as antiques, jewelry or other treasured possessions, may exceed the limits of these policies and require additional coverage for you to have sufficient protection. READ MORE >>

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Thursday, January 20, 2022

Homeowners Insurance for High Value Possessions

People buy homeowners insurance for the protection it provides their belongings. However, under standard homeowners policies, there will be limits to how much compensation you might receive for a claim. When it comes to high-value or collectible items, you might face a significant deficit. READ MORE >>

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Wednesday, December 22, 2021

Cyber Liability Insurance 101

Cyber Liability Insurance 101 • It provides coverage for risks associated with technology infrastructure and data that may be impacted by a systems failure, ransomware attack, funds transfer loss, or data breach • It includes third party liability– defense expense and any damages resulting from your liability to a third party READ MORE >>

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