Tuesday, June 21, 2022Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>
Wednesday, May 11, 2022No two small businesses are exactly alike, but they each face the ongoing risk that they might inadvertently cause a problem for one of their clients. When this occurs, it is the business’s responsibility to assist the affected party. Indeed, they usually have a legal obligation to do so. READ MORE >>
Tuesday, May 10, 2022A recent jury decision resulted in awarding $19 million in damages to a man left paralyzed from a swimming pool accident. Access the article from TRIBLive here: Westmoreland jury awards $19M to swimming pool injury victim READ MORE >>
Tuesday, April 19, 2022No one likes to think about incidents that result in injuries or property damage, but they can happen. Personal risk management strategies may help you mitigate the associated risks. One effective risk management technique is securing appropriate insurance coverage. READ MORE >>
Monday, March 14, 2022Homeowners insurance is among the most essential forms of insurance coverage to have. Policies cover costs related to the damage to the structure of your home or your personal belongings inside your home and can be extremely valuable. READ MORE >>
Wednesday, February 16, 2022Typically, homeowners and high-value homeowners insurance policies provide coverage for lost or stolen items up to the policy limits. However, valuable items, such as antiques, jewelry or other treasured possessions, may exceed the limits of these policies and require additional coverage for you to have sufficient protection. READ MORE >>
Thursday, January 20, 2022People buy homeowners insurance for the protection it provides their belongings. However, under standard homeowners policies, there will be limits to how much compensation you might receive for a claim. When it comes to high-value or collectible items, you might face a significant deficit. READ MORE >>
Wednesday, December 22, 2021Cyber Liability Insurance 101 • It provides coverage for risks associated with technology infrastructure and data that may be impacted by a systems failure, ransomware attack, funds transfer loss, or data breach • It includes third party liability– defense expense and any damages resulting from your liability to a third party READ MORE >>
Tuesday, November 30, 2021If you own an expensive, luxurious or upscale home, chances are you will need high-value home insurance. The right plan can help ensure your house and personal property are sufficiently protected with its expanded coverage limits. If you have a high-value home, contact the agents at Ifft & Palmer Associates LLC to find the plan that will best protect your investment. READ MORE >>
Monday, September 27, 2021One benefit that many businesses offer their employees is group health insurance. It allows employees to enroll in a health plan paid for in part or entirely by the business. Health care law imposes penalties on certain businesses that do not offer this coverage if they’re over a certain size. READ MORE >>
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